One of the things that is important to know before getting insurance (or not getting insurance) are some of the risks involved.  Knowing these risks helps to inform the amount of coverage you are willing to settle on.

Since this site focuses on college students and recent grads, I occasionally look at health reports on young adults to try to provide good information for such students and their parents.  Earlier this year, the CDC released the Report on the Nation's Health.  Included was a spec...
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A few days ago, the San Diego Union-Tribune (link here) discussed how illness is a major cause of bankruptcy.  The article states, "a survey this month showed that in 2007, on the eve of the current recession, roughly two-thirds of bankruptcies in the United States involved people who were driven into insolvency because they could not keep up with their medical bills."  This is a great reminder why insurance is helpful (though only if it provides adequate coverage, deductibles and maximum lif...
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